It’s rainy season here in Arizona. When the rain stops, I always make a point to put down my tea and step outside. I hop over the puddle that always forms by my front door and I search for it. Will I be lucky enough to see one today? I look to my left and there it is, spreading across the horizon — a rainbow! Oh my! Rainbows always make me smile. The colors appear softly at first, growing bigger as their arc strengthens. So beautiful! How lucky I feel in those moments!
Seeing a rainbow is lucky, but it’s more than just being in the right place at the right time. You have to step outside after the rain. In a way, you have to make your own luck.
Have you ever had a friend tell you they booked a trip to Hawaii to celebrate their next birthday? Or maybe your neighbor mentioned they were going to quit work before they turn 65. Or your co-worker mentioned they’re going to buy a couple bikes and an RV and tour the country? And you probably thought, “Wow! You’re lucky!”
How do people afford things like that? Do they find the pot-of-gold at the end of the rainbow? Well, no. It’s actually way easier. One day, they proactively decided to start saving money, and then they actually did. By saving some money every day on purpose, they were able to save a lot of money over the years.
At T&H Financial Coaching, we call it a Healthy Habit!
The key to keeping a healthy habit is to make it easy to do.
1. Decide on your container of choice; a mason jar, a box, a vase, or even an envelope will work just fine! I use a mason jar because I love the way they look!
2. Label your container “My Healthy Habit” or “My Pot of Gold”. Get creative!
3. Place your container in a safe location where you’ll see it every day. Seeing it every day is important because every time you look at it, you will remember to save!
4. Every single day, put $1.00 in!
5. Let yourself soak in that wonderful sense of pride of having saved money and formed a healthy new habit!
$1.00 doesn’t seem like a lot at first, but it adds up fast!
You’ll have $365 at the end of one year
You’ll have $730 at the end of two years
You’ll have $3,650 at the end of ten years!
(You can see why it needs to be a habit!)
So begin today. Ok, maybe tomorrow, but either way — stop waiting! Every day you wait to start saving money is a dollar less in your jar. If you need that extra push or courage to start — email me! I love helping people create their own financial luck.
Imagine the opportunities you’ll create for yourself with your $1.00 a day… and then imagine what sort of rainbows you’ll see when you start to save even more. As the owner of T&H Financial Coaching, I work with you one-to-one to save dollars, hundreds of dollars, even thousands of dollars! Check out T&H’s Quick Start Package to get started and follow me on Facebook!
May you grow your pot of gold!
Owner, T&H Financial Coaching